Can I Use Revolut in Poland? A few tips for save a money

Can I Use Revolut in Poland? If you are moving to Poland or working here, you may wonder if Revolut works in Poland. The good news is: yes, you can use Revolut easily in Poland. However, there are some things you should know to avoid fees and problems. Below we explain how to use Revolut in Poland safely and effectively.

Using Revolut for payments in shops and restaurants

Your Revolut card is accepted almost everywhere in Poland. Polish shops, cafés, restaurants, and supermarkets take Visa and Mastercard. You can use either the physical card or a virtual card. Most payment terminals support contactless payments. Many people in Poland use Apple Pay or Google Pay. You can link your Revolut card to these services for fast and safe transactions.

When paying, always choose to pay in Polish zloty (PLN). Sometimes the payment terminal will ask if you want to pay in your home currency, like EUR or GBP. Say no. Paying in PLN gives you the best exchange rate and helps you avoid hidden fees.

Withdrawing cash from ATMs

You can withdraw PLN at most ATMs using your Revolut card. The amount you can withdraw without extra fees depends on your plan:

• Standard / Plus plan: free cash withdrawal up to PLN 800 or 5 withdrawals per month
• Premium plan: free cash withdrawal up to PLN 1,600 per month
• Metal plan: free cash withdrawal up to PLN 3,200 per month

If you go over the limit, Revolut charges a 2% fee on the extra amount.

⚠ Tip: Choose ATMs from major Polish banks like PKO BP, Pekao, Santander, or ING. Avoid using Euronet ATMs — they often charge high extra fees (sometimes around PLN 20 per transaction).

Remember, Revolut also sets daily cash withdrawal limits for security reasons. This is usually around PLN 15,000 (or GBP 3,000) per day.

Exchanging currency in the app

Revolut lets you hold multiple currencies, including PLN. You can exchange money in the app at interbank rates (the real mid-market rate). Exchange is free on weekdays.

On weekends, Revolut adds a small fee:

• Standard / Plus plan: 1% weekend fee
• Premium / Metal plan: 0.5% or sometimes no weekend fee

If you want the best rates, exchange your money during the week.

Virtual cards and mobile payments

Revolut allows you to create virtual cards. You can use them for online shopping or add them to your phone’s wallet for contactless payments. In Poland, contactless is very popular. Even in small shops or on public transport, you can pay with your phone or card.

Many users find Revolut works well with Apple Pay and Google Pay in Poland. Payments are fast, and Polish terminals support these services without any problems.

Can I use Revolut with BLIK?

Yes! In 2025, Revolut introduced support for BLIK — the popular Polish mobile payment system. With BLIK, you can:

• Pay in shops using a BLIK code
• Make instant transfers to other Polish accounts
• Withdraw cash from ATMs without a card

To use BLIK, you must hold PLN in your Revolut account. BLIK works only in Poland, but it is a very convenient local feature.

Receiving payments and making transfers

You can top up your Revolut account from your foreign bank or by card. If you receive your salary in Poland, you can also give your Revolut IBAN to your employer. However, some employers prefer to pay salaries to local bank accounts.

Transfers between Revolut users are instant and free. You can also send money to other Polish bank accounts. If you use BLIK or a local PLN account number, the transfer is usually fast and free.

Security and support

Revolut offers strong security tools. You can freeze or unfreeze your card in the app. You can also set limits for spending or withdrawals. These options help protect your money.

Tips for using Revolut in Poland

Tip	Why it helps
Pay in PLN	Avoids poor exchange rates and hidden fees
Exchange currency on weekdays	No weekend fees
Use bank ATMs (PKO, Pekao)	Avoid extra ATM charges
Set up Apple/Google Pay	Contactless works everywhere
Try BLIK	Easier payments and cash withdrawals locally
Monitor app notifications	Stay aware of all transactions

By following these tips, you can enjoy the convenience of Revolut without extra costs.

Final thoughts

Revolut is a great tool for foreigners in Poland. It helps you manage your money, pay safely, and avoid bad exchange rates. The key is to understand the limits of your plan and use it smartly:

• Always choose PLN when paying.
• Exchange currency during weekdays.
• Watch for ATM fees.
• Take advantage of mobile payments like BLIK.

If you have a problem, Revolut customer service is available via chat in the app. Most users report fast responses, although during busy times there can be delays.